my student loan is current %26amp; up to date on being paid, but it's so much money (about $300 or more a month - it fluctuates because it's an adjustable interest rate) and i am having some money trouble right now and can't really afford it.. will they typically let me off on the payments for a few months without hitting my credit if i call them and speak with them about it??
Student loan - is there any way to "settle" a student loan??
You should definitely contact the lender if you think you will miss a payment or a few. If it's through a private lender, you probably won't get the same breaks as federal and state student loans. Sometimes they let you defer payments for a time period if you are unemployed or not making enough money to make full payments. This would not affect your credit. If you just don't make the payment(s), and don't contact the lender, then you will definitely see dings in your credit report.
Reply:If it is a Student Loan you may qualify for a Deferment or Forbearance. A Deferment is where you don't have to make any payments for a given amount of time, this amount is determined by your situation. It does not make the debt go away, it just delays when you have to pay on the loan. A Forbearance is where you pay a limited amount such as interest only, again for a given period of time. Both of these have different qualifications, but you should definitely talk to your lender and see if you do qualify for one of these programs. The worst thing you can do is just to stop paying on the loans and having it go into default.
Sunday, August 22, 2010
Student visa to UNITED KINGDOM?
are there any students who came to the UK on a student visa? could you please tell me the whole procedure at the embassy in your homecountry....do you have to have a specific saved amount in your bank...does it matter how much the course cost? what do they ask at the interview when you apply for the visa thank you
Student visa to UNITED KINGDOM?
You need a letter from a recognised college/school/university in UK proving that you have been offered a place.
You need to be able to show (when you apply for your visa and have an interview), that:
1. You can afford the course and living expenses. (This may include proof of your/your parents regular income as well as savings).
2. You have no intention of overstaying or seeking residence and becoming a burden on state funds
3. That you are of good character and clean record
4. That you understand the course you are registered for and convince the Entry Clearance Officer at the Embassy that you are capable and willing to attend and successfully complete the course.
You should allow a LONG time for the whole process. In many countries, it takes 4-6 months to process and obtain a visa (though it could be considerably less).
If you applied to your institution through an agent, I recommend you ask them to guide you through the process. British Immigration 'Services', like those of the US and other countries in my experience, tend to be inefficient and rude and treat all applicants as if they were scum. (presumably because Governements know only too well that foreigners cannot vote!)
Good luck, stick with it and you'll get your visa. Just try not to get too frustrated!
Reply:i am alredy study mass comnication in egypt and i will give too my friend
Student visa to UNITED KINGDOM?
You need a letter from a recognised college/school/university in UK proving that you have been offered a place.
You need to be able to show (when you apply for your visa and have an interview), that:
1. You can afford the course and living expenses. (This may include proof of your/your parents regular income as well as savings).
2. You have no intention of overstaying or seeking residence and becoming a burden on state funds
3. That you are of good character and clean record
4. That you understand the course you are registered for and convince the Entry Clearance Officer at the Embassy that you are capable and willing to attend and successfully complete the course.
You should allow a LONG time for the whole process. In many countries, it takes 4-6 months to process and obtain a visa (though it could be considerably less).
If you applied to your institution through an agent, I recommend you ask them to guide you through the process. British Immigration 'Services', like those of the US and other countries in my experience, tend to be inefficient and rude and treat all applicants as if they were scum. (presumably because Governements know only too well that foreigners cannot vote!)
Good luck, stick with it and you'll get your visa. Just try not to get too frustrated!
Reply:i am alredy study mass comnication in egypt and i will give too my friend
Student pilot license in usa?
Pls can u tell me which is the best academy in USA (somewhere near Maryland, recommended or any other place in USA) where i can i take my student pilot training courses as well as to obtain the license. Whenever i search it comes like private pilot license courses but i want student pilot license course. Pls help me out!!
Student pilot license in usa?
Well, the private pilot course is what you want, actually. You are a student pilot aiming to get your private pilot license. So, any place that gives flying lessons, like your local airport, will do! Search the net for this information. Type Maryland pilot school, or Maryland flight school into yahoo. teachmetofly.com is a place here in Ohio where I fly on the weekends. They can set you up in a place to live while you train for your private license and/or advanced ratings! Tell them Ed the Engineer sent you :)
tooth and nail
Student pilot license in usa?
Well, the private pilot course is what you want, actually. You are a student pilot aiming to get your private pilot license. So, any place that gives flying lessons, like your local airport, will do! Search the net for this information. Type Maryland pilot school, or Maryland flight school into yahoo. teachmetofly.com is a place here in Ohio where I fly on the weekends. They can set you up in a place to live while you train for your private license and/or advanced ratings! Tell them Ed the Engineer sent you :)
tooth and nail
Student visa extension and NI number.?
I am on a student visa and got a job with a company who always made me do more than the 20 hours a week for students.I stopped working with them since May 2007.My visa expires in December.Can the past records on my NI affect my visa extension?
Student visa extension and NI number.?
There is an organisation which used to be called Immigrants Advisory Service which can answer questions like these. You can still find them under this name in Yahoo search,which called up this website: http://www.ramproject.org.uk/imm_ad_ser....
Although in theory the Home Office can access NI and tax records to check things like that, they probably will not. The NI amount does not show how many hours you worked because it is related only to how much you earned. And since you are not working now, they are unlikely to bother about it. The UK financial year starts on April 6th, so your current year's NI record will only be April-May. The main thing is to get your visa extension application in, with the right fee and all the evidence you need - study place, good attendance record, exams you intend to take, funds to support yourself and what you will do afterwards (return to home country). Don't plan any overseas trips for at least two months after you apply - it takes ages, and while it is waiting to be processed, it will be buried where they cannot access it to speed it up.
Your college will have some who can advise you too.
Student visa extension and NI number.?
There is an organisation which used to be called Immigrants Advisory Service which can answer questions like these. You can still find them under this name in Yahoo search,which called up this website: http://www.ramproject.org.uk/imm_ad_ser....
Although in theory the Home Office can access NI and tax records to check things like that, they probably will not. The NI amount does not show how many hours you worked because it is related only to how much you earned. And since you are not working now, they are unlikely to bother about it. The UK financial year starts on April 6th, so your current year's NI record will only be April-May. The main thing is to get your visa extension application in, with the right fee and all the evidence you need - study place, good attendance record, exams you intend to take, funds to support yourself and what you will do afterwards (return to home country). Don't plan any overseas trips for at least two months after you apply - it takes ages, and while it is waiting to be processed, it will be buried where they cannot access it to speed it up.
Your college will have some who can advise you too.
Should I cancel my Student Credit Card ? Need Advice !?
Hi all, I have VISA student credit card that I had since my sophmore year in college which is 7 years ago. They started me out with $500 initially and now my credit line slowly increased over the years to $8500. I dont have a balance on it as i only charge my $35 monthly gym membership on it and pay off when bill comes.
I have another Credit card which is another VISA but it is a platinum with $20,000 credit line with $800 a balance. I only have 2 credit cards and they both are VISA, Im thinking about applying for a Master Card and cancel my VISA Student credit card. Will canceling the student credit card hurt me or not canceling it will help my credit as I ahve had this card for 7 years and NEVER once late payment. My credit score is 776 and I'm just trying to do my best to keep it in good shape. Please let me know if I should keep the Student Credit Card or Cancel Iit. Thanks for all your advice in advance.
PS: i heard it is good to have a Visa and a MasterCard for your credit?
Should I cancel my Student Credit Card ? Need Advice !?
Whatever you do, DON'T cancel the card. It will automatically drop your credit history. Some say it's okay, but it isn't.
What happens is it "un-ages" your history file. Since you never had a late payment, you always want that on your file.
Most people should have 2-3 cards. One with a high limit for emergencies and business expenses on trips. One with a low limit for normal monthly expenditures which they pay off easily every month. And a third for whatever they deem appropriate as long as they can manage it in a responsible way.
From what you've said, you have no problem with the responsibility, so don't ruin a perfectly good credit rating by killing your history, which is what creditors look at more than anything else.
Reply:You can visit http://www.debteraserzone.com and find very useful tips and several articles on credit card related matters. Report It
Reply:A credit score of 776 is EXCELLENT! Keep the card. In fact, I'd suggest calling into customer service and inquire about a Reward's Card. Most institutions now have airline, merchandise, auto or some other rewards based card. Keep in mind, you might have to pay an annual fee depending on the type of reward card. There are some reward cards that come with annual fee.
Great job on maintaining your credit score.
Reply:I would keep it and try for the master card, now dont start using both just becasue you have more line open. Keep on, the student visa looked up somewere and use it only for life or death, something happens at least you have a way out. Now for the new maserscard just use it for the gym memeber ship. Keep doint what your doing dont go spending crazy.
Reply:Go with what credit cards give you the best interest rate. Your credit score is excellent already, unless you start missing payments you should be fine. You score also goes down when your credit is checked, ie. new card, loan, or just checking the score. Again, unless you changing cards a couple times a year your good.
Reply:One thing that helps your credit is the length of time you've had credit. Since that's probably one of your oldest sources, yes, it could hurt your credit to cancel it. It also helps not to run high balances which you don't. My advice, is to ask VISA to lower your limit to $250-500 if you only use it for your gym membership and then put it away. You'll still have the length on there and you won't be going over the percentage to hurt your credit. Credit card companies love increasing your limits to encourage you to spend more. You can ask them to lower your limits.
Reply:Dont cancel your credit card to get another one. When you cancel a credit card, they will eventually( after 7 years or so)take that off your credit report and you will lose all that good credit history. When you open a new credit file (get a new credit card) your credit score goes down for at least 6 months while you establish credit with that card. If you do open a new account and close that old one, expect to not have a 776 credit score again for another 2 years.
about 2 years ago i had a credit score of 680.(bankrupcy and a judgement made it so low) I only had 2 credit cards. I got a third credit card and my mid score went to 610 just like that! My score is now up to 708 now after 2 years. My oldest card only has a 500 dollar limit and i never use it except to pay the 40 dollar per year fee. I would rather pay that fee than get rid of it and risk having my score go down. My other cards have over 10,000 limit and are the ones i use all the time, but like you i pay it off when the bill comes.
You have a 776 score. Dont mess it up as its really hard to get that high of a score. You are in the top credit rating to where you are suppose to get the best rates for home purchases, business loans and all that. Keep the student card and keep on doing what you are doing. If it aint broke, dont fix it. :)
Reply:I don't think it matters to your credit score if you have 2 Visas or one Visa and one MC.
What can affect your credit score is your available credit. Why in the world do you need 28,000 in credit if you carry balances the total less than 1,000? A bank could see that you have the potential to run up 27 grand in additional debt and reject you because of that. I'd close one of those cards. Transfer the gym membership or the balance to the one you will keep open.
I have another Credit card which is another VISA but it is a platinum with $20,000 credit line with $800 a balance. I only have 2 credit cards and they both are VISA, Im thinking about applying for a Master Card and cancel my VISA Student credit card. Will canceling the student credit card hurt me or not canceling it will help my credit as I ahve had this card for 7 years and NEVER once late payment. My credit score is 776 and I'm just trying to do my best to keep it in good shape. Please let me know if I should keep the Student Credit Card or Cancel Iit. Thanks for all your advice in advance.
PS: i heard it is good to have a Visa and a MasterCard for your credit?
Should I cancel my Student Credit Card ? Need Advice !?
Whatever you do, DON'T cancel the card. It will automatically drop your credit history. Some say it's okay, but it isn't.
What happens is it "un-ages" your history file. Since you never had a late payment, you always want that on your file.
Most people should have 2-3 cards. One with a high limit for emergencies and business expenses on trips. One with a low limit for normal monthly expenditures which they pay off easily every month. And a third for whatever they deem appropriate as long as they can manage it in a responsible way.
From what you've said, you have no problem with the responsibility, so don't ruin a perfectly good credit rating by killing your history, which is what creditors look at more than anything else.
Reply:You can visit http://www.debteraserzone.com and find very useful tips and several articles on credit card related matters. Report It
Reply:A credit score of 776 is EXCELLENT! Keep the card. In fact, I'd suggest calling into customer service and inquire about a Reward's Card. Most institutions now have airline, merchandise, auto or some other rewards based card. Keep in mind, you might have to pay an annual fee depending on the type of reward card. There are some reward cards that come with annual fee.
Great job on maintaining your credit score.
Reply:I would keep it and try for the master card, now dont start using both just becasue you have more line open. Keep on, the student visa looked up somewere and use it only for life or death, something happens at least you have a way out. Now for the new maserscard just use it for the gym memeber ship. Keep doint what your doing dont go spending crazy.
Reply:Go with what credit cards give you the best interest rate. Your credit score is excellent already, unless you start missing payments you should be fine. You score also goes down when your credit is checked, ie. new card, loan, or just checking the score. Again, unless you changing cards a couple times a year your good.
Reply:One thing that helps your credit is the length of time you've had credit. Since that's probably one of your oldest sources, yes, it could hurt your credit to cancel it. It also helps not to run high balances which you don't. My advice, is to ask VISA to lower your limit to $250-500 if you only use it for your gym membership and then put it away. You'll still have the length on there and you won't be going over the percentage to hurt your credit. Credit card companies love increasing your limits to encourage you to spend more. You can ask them to lower your limits.
Reply:Dont cancel your credit card to get another one. When you cancel a credit card, they will eventually( after 7 years or so)take that off your credit report and you will lose all that good credit history. When you open a new credit file (get a new credit card) your credit score goes down for at least 6 months while you establish credit with that card. If you do open a new account and close that old one, expect to not have a 776 credit score again for another 2 years.
about 2 years ago i had a credit score of 680.(bankrupcy and a judgement made it so low) I only had 2 credit cards. I got a third credit card and my mid score went to 610 just like that! My score is now up to 708 now after 2 years. My oldest card only has a 500 dollar limit and i never use it except to pay the 40 dollar per year fee. I would rather pay that fee than get rid of it and risk having my score go down. My other cards have over 10,000 limit and are the ones i use all the time, but like you i pay it off when the bill comes.
You have a 776 score. Dont mess it up as its really hard to get that high of a score. You are in the top credit rating to where you are suppose to get the best rates for home purchases, business loans and all that. Keep the student card and keep on doing what you are doing. If it aint broke, dont fix it. :)
Reply:I don't think it matters to your credit score if you have 2 Visas or one Visa and one MC.
What can affect your credit score is your available credit. Why in the world do you need 28,000 in credit if you carry balances the total less than 1,000? A bank could see that you have the potential to run up 27 grand in additional debt and reject you because of that. I'd close one of those cards. Transfer the gym membership or the balance to the one you will keep open.
Student loan forgiveness?
Is there student loan forgiveness programs for clergy? They often work in poor areas and do alot of community service. My friend is a pastor and she really works hard in a poor town and even started a food and clothing bank for the local families. She also is qualified and gives free counseling to those who need it and can't pay for it. Unforthunately most of her paycheck goes to student loans and leaves her with barely anything. Does anyone out there have any advice or ideas. Thanks!
Student loan forgiveness?
No, there are none out there specifically for members of the clergy. However, there are programs out there that will forgive a part of student loans in exchange for volunteer service in the local community. Another idea might be to consolidate the student loans together and extend the payment period which can lower the loan payment amounts. I will include some resources which should help. Good luck!
Reply:For God all is possible, you can!! I found interesting information about your answer, college loans with low interests, scholarships, college grants here. Goodhttp://all-student-loan-consolidation.bl... luck!
Student loan forgiveness?
No, there are none out there specifically for members of the clergy. However, there are programs out there that will forgive a part of student loans in exchange for volunteer service in the local community. Another idea might be to consolidate the student loans together and extend the payment period which can lower the loan payment amounts. I will include some resources which should help. Good luck!
Reply:For God all is possible, you can!! I found interesting information about your answer, college loans with low interests, scholarships, college grants here. Goodhttp://all-student-loan-consolidation.bl... luck!
Student loans...which one would be best?
My husband was just accepted into college. We got financial aid that covered half of it(about 5,000$) but we dont know how to get the other half. He doesnt qualify for grants or scholarships beacuse its only a 6 month certificate program. We could get a student loan from the school to cover the rest of the program, but it wont cover any outside expenses. Not even ones related to the program. Should he just go with the student loan from the school or try for one with an outside lender? He doesnt have good credit and I dont have any credit and our family isnt willing to cosign for us. What would be the best way to get the loan without a cosigner? Where would be the best place to get one? Should I try a bank or a company like Sallie Mae?
Student loans...which one would be best?
Aww..Im sorry to hear that. I know, there are many ppl who cant pay for it and Im sorry. I think you should try to find a bank and get the money. I know it isnt much of a good answer but, good luck on finding ur loans =] ^^
Reply:Go with the loans with the school...those are federal. For a private loan through a student loan lender its strictly based off creditworthy borrowers...u might have better luck with a bank for additional loans.
teeth grills
Student loans...which one would be best?
Aww..Im sorry to hear that. I know, there are many ppl who cant pay for it and Im sorry. I think you should try to find a bank and get the money. I know it isnt much of a good answer but, good luck on finding ur loans =] ^^
Reply:Go with the loans with the school...those are federal. For a private loan through a student loan lender its strictly based off creditworthy borrowers...u might have better luck with a bank for additional loans.
teeth grills
Are these (finally) some student activists/protestors we can agree with for a change?
Usually when you hear the term "student activist" images of long-haired, unshaven dopeheads or shrill feminazis come to mind. However, I was pleasently surprised to find that not ALL student protestors are USA-hating traitors:
Wednesday, October 24, 2007
College students across the country have been strapping empty holsters around their waists this week to protest laws that prohibit concealed weapons on campus, citing concerns over campus shootings.
"People who would otherwise be able to defend themselves are left defenseless when on campus," said Ethan Bratt, a graduate student wearing an empty holster this week on the campus of Seattle Pacific University.
http://www.foxnews.com/story/0,2933,3048...
College campuses are notorious bastions of anti-American leftwing rhetoric. These youth have chosen to think for themselves, rather than accept their professors non-sensisical anti-gun bloviations. It fills my heart with pride that there so many patriotic youth today
Are these (finally) some student activists/protestors we can agree with for a change?
Amen to that. Maybe there still is hope for the next generation of Americans!
Reply:Yup. We are at a point where conservatives are no longer allowing lefties to run all over us.
Reply:Thats cool wish I was back on campus
Reply:Give me a break. Thats really all I have to say.
Reply:Every protester thinks for themselves, marxist. Personally I'm glad to see these protesters just like any others. However don't mistake the campus law for u.s. law. Even though I own a registered gun, I'm certainly not allowed to bring it to work--that's the employer's rules. If I were in a position to decide, I would have to think long and hard about allowing guns on campus.
Reply:It's good to see college students that are aware of what the Constitution and the Founders espoused.
Reply:they have every right to protest...
but a lot of people running around with guns isn't the answer... I dont' think...
I'm waiting on on of the few campuses that allow guns to have a gunman... then 10 other people pull out their guns to defend themselves in a crowded classroom... 11 people shooting in a crowded classroom under extreme pressure... how many dead bodies would that lead to?
Reply:You mean the dozens of little wingnuts that aren't in Bob Jones U.?
yawn...........
Wingers smell like dirty feet....
Reply:It is about time people start to open their eyes and dismiss the idiotic anti gun rhetoric..Our founding fathers considered the right to bear arms for personal protection SO IMPORTANT that they made it the second amendment to our Constitution...I personally think its EVERY law abiding, mentally competent citizens obligation to be well trained and armed...gun laws have done NOTHING but disarm those who listen to the law, while the criminal...you know, the ones who break laws as a way of life...they just go buy any gun they want from the black market...I'm hoping to someday see a Second Amendment appreciation day..one day a year where all people who support the second amendment get out and practice, have safety classes..have gun shows.....the sight of millions of Americans enjoying the day and practicing with their weapons would just give the libs chills....
Reply:Where was this photo taken, University of Dodge City??
Reply:Excellent news, as good as the news about the students organizing "Anti-Islamofascism Week across the nation on college campuses. They've been physically threatened by the Evil Left. I think they'll need to fill those holsters soon.
Reply:Refreshing to see students not being brain washed by the Left .I my self am waiting to see this so called Gun that can load it self aim and kill a person all by it's self
Reply:You may chosen to think for yourself, but that doesn't mean actual thought has come out the other end.
You want MORE stressed out adolescents experimenting with drugs and alcohol to have guns?
Brilliant...
Reply:All those years of brainwashing down the drain. These students know what is right and will not be intimidated.
It is enough to make you want to go back to college.
A wingnut is slang for for a US Air Force Airmen. Although I was a Marine I hardly consider this an insult. If you are going to insult me you might call me a rightwing extremist; only problem is; I like it.
Reply:I'm reminded of the 101st Airborne Division that was tasked with holding the town of Bastogne during the Battle of the Bulge in WWII.
Out manned, out maneuvered and out gunned, they held their positions despite the overwhelming odds that were marshaled against them. Those soldiers became such an obstacle for the German advance that four Wehrmacht soldiers carried a white flag up to the American lines to ask the GI's to surrender.
The request was met by the now famous reply of "Nuts". When the men of the 101st heard General McAuliffe's answer, they were made proud and grew even more determined, for America had once again proven her greatness.
This reference is used because I know how lib infested Seattle is, and the pride and determination those patriotic youth have displayed is reminder that the indelible spirit of this wondrous nation will never give way to the leftist vermin.
Reply:It is about time they started to protest on campuses like this.
I bet the libs are pulling their hair out.
I say good for them do not be a victim.
Wednesday, October 24, 2007
College students across the country have been strapping empty holsters around their waists this week to protest laws that prohibit concealed weapons on campus, citing concerns over campus shootings.
"People who would otherwise be able to defend themselves are left defenseless when on campus," said Ethan Bratt, a graduate student wearing an empty holster this week on the campus of Seattle Pacific University.
http://www.foxnews.com/story/0,2933,3048...
College campuses are notorious bastions of anti-American leftwing rhetoric. These youth have chosen to think for themselves, rather than accept their professors non-sensisical anti-gun bloviations. It fills my heart with pride that there so many patriotic youth today
Are these (finally) some student activists/protestors we can agree with for a change?
Amen to that. Maybe there still is hope for the next generation of Americans!
Reply:Yup. We are at a point where conservatives are no longer allowing lefties to run all over us.
Reply:Thats cool wish I was back on campus
Reply:Give me a break. Thats really all I have to say.
Reply:Every protester thinks for themselves, marxist. Personally I'm glad to see these protesters just like any others. However don't mistake the campus law for u.s. law. Even though I own a registered gun, I'm certainly not allowed to bring it to work--that's the employer's rules. If I were in a position to decide, I would have to think long and hard about allowing guns on campus.
Reply:It's good to see college students that are aware of what the Constitution and the Founders espoused.
Reply:they have every right to protest...
but a lot of people running around with guns isn't the answer... I dont' think...
I'm waiting on on of the few campuses that allow guns to have a gunman... then 10 other people pull out their guns to defend themselves in a crowded classroom... 11 people shooting in a crowded classroom under extreme pressure... how many dead bodies would that lead to?
Reply:You mean the dozens of little wingnuts that aren't in Bob Jones U.?
yawn...........
Wingers smell like dirty feet....
Reply:It is about time people start to open their eyes and dismiss the idiotic anti gun rhetoric..Our founding fathers considered the right to bear arms for personal protection SO IMPORTANT that they made it the second amendment to our Constitution...I personally think its EVERY law abiding, mentally competent citizens obligation to be well trained and armed...gun laws have done NOTHING but disarm those who listen to the law, while the criminal...you know, the ones who break laws as a way of life...they just go buy any gun they want from the black market...I'm hoping to someday see a Second Amendment appreciation day..one day a year where all people who support the second amendment get out and practice, have safety classes..have gun shows.....the sight of millions of Americans enjoying the day and practicing with their weapons would just give the libs chills....
Reply:Where was this photo taken, University of Dodge City??
Reply:Excellent news, as good as the news about the students organizing "Anti-Islamofascism Week across the nation on college campuses. They've been physically threatened by the Evil Left. I think they'll need to fill those holsters soon.
Reply:Refreshing to see students not being brain washed by the Left .I my self am waiting to see this so called Gun that can load it self aim and kill a person all by it's self
Reply:You may chosen to think for yourself, but that doesn't mean actual thought has come out the other end.
You want MORE stressed out adolescents experimenting with drugs and alcohol to have guns?
Brilliant...
Reply:All those years of brainwashing down the drain. These students know what is right and will not be intimidated.
It is enough to make you want to go back to college.
A wingnut is slang for for a US Air Force Airmen. Although I was a Marine I hardly consider this an insult. If you are going to insult me you might call me a rightwing extremist; only problem is; I like it.
Reply:I'm reminded of the 101st Airborne Division that was tasked with holding the town of Bastogne during the Battle of the Bulge in WWII.
Out manned, out maneuvered and out gunned, they held their positions despite the overwhelming odds that were marshaled against them. Those soldiers became such an obstacle for the German advance that four Wehrmacht soldiers carried a white flag up to the American lines to ask the GI's to surrender.
The request was met by the now famous reply of "Nuts". When the men of the 101st heard General McAuliffe's answer, they were made proud and grew even more determined, for America had once again proven her greatness.
This reference is used because I know how lib infested Seattle is, and the pride and determination those patriotic youth have displayed is reminder that the indelible spirit of this wondrous nation will never give way to the leftist vermin.
Reply:It is about time they started to protest on campuses like this.
I bet the libs are pulling their hair out.
I say good for them do not be a victim.
Student resume?
As a college student who has had limited work experience and even fewer accomplishments, I feel like it would be impossible for me to dig up enough to put in a resume. What's more I don't really even know how to write one. But soon I will be looking for internships and possibly jobs and people will expect me to have a resume. Are there any websites or anything that are specifically for helping students write a good resume?
Student resume?
First, lets stop thinking in terms of having no accomplishments. You have made it into college and are at the point where internships are looming. Thats quite a major accomplishment.
Remember that employers don't expect a student to have tons of experience.
Here's how you write a resume. One or two pages is more than sufficient at your stage.
Have these categories.
1. Name and Contact Information.
2. Objective: "To locate an internship in my field of study (whatever that is)
3. Education
4. Work History. You say you have limited work history, so you must have some. Did you have a paper route? Babysit?
5. Volunteer Activities. This is where you need to spend some time thinking. Have you participated in school council or other commttees? Have you volunteered your time with any community organization or church? This is the place to have it.
6. Awards and Recognition. Mention any thing you may have achieved. Omit this if nothing comes to mind.
7. Skills and Abilities. Spend some time thinking about this. This suggests skills and abilities beyond what you are expected to have learned in your college courses. Do you have computer skills? That's very important these days. Have you shown leadership abilities in some way? Do you drive (if appropriate for the type of job you are applying for). Have you demonstrated people skills? Have you been a good team player?
Spend some time thinking about the employer and what they want to find in the person they hire for an internship. Does the position require someone who is highly organized, for example? If yes, find a way to fit that into your resume, in whichever category is most appropriate.
Every employer is looking for two things when they hire. They want someone who has the skills to do the job, and they want someone who will be a good fit for the workplace. In other words, find a way to show you won't be a nighmare to supervise and you'll be ahead of a lot of other applicants.
Good luck.
Reply:hey good morning - i just checked online - all i put into search bar was " resume writing help" hahaha anyway there are a ton - i thought there would be - free services- one even offers a free cover letter- which isn't totally nessaray but looks really good - sites i checked out offer examples and ideas. also don't forget to put and charity work you do that looks good too. good luck! you can do this!
Reply:Does your college have some sort of career center? That's where I would start.
Student resume?
First, lets stop thinking in terms of having no accomplishments. You have made it into college and are at the point where internships are looming. Thats quite a major accomplishment.
Remember that employers don't expect a student to have tons of experience.
Here's how you write a resume. One or two pages is more than sufficient at your stage.
Have these categories.
1. Name and Contact Information.
2. Objective: "To locate an internship in my field of study (whatever that is)
3. Education
4. Work History. You say you have limited work history, so you must have some. Did you have a paper route? Babysit?
5. Volunteer Activities. This is where you need to spend some time thinking. Have you participated in school council or other commttees? Have you volunteered your time with any community organization or church? This is the place to have it.
6. Awards and Recognition. Mention any thing you may have achieved. Omit this if nothing comes to mind.
7. Skills and Abilities. Spend some time thinking about this. This suggests skills and abilities beyond what you are expected to have learned in your college courses. Do you have computer skills? That's very important these days. Have you shown leadership abilities in some way? Do you drive (if appropriate for the type of job you are applying for). Have you demonstrated people skills? Have you been a good team player?
Spend some time thinking about the employer and what they want to find in the person they hire for an internship. Does the position require someone who is highly organized, for example? If yes, find a way to fit that into your resume, in whichever category is most appropriate.
Every employer is looking for two things when they hire. They want someone who has the skills to do the job, and they want someone who will be a good fit for the workplace. In other words, find a way to show you won't be a nighmare to supervise and you'll be ahead of a lot of other applicants.
Good luck.
Reply:hey good morning - i just checked online - all i put into search bar was " resume writing help" hahaha anyway there are a ton - i thought there would be - free services- one even offers a free cover letter- which isn't totally nessaray but looks really good - sites i checked out offer examples and ideas. also don't forget to put and charity work you do that looks good too. good luck! you can do this!
Reply:Does your college have some sort of career center? That's where I would start.
Student Council speech help!?
Student Council Speech Help!?
I am in seventh grade and am writing a speech to be class representative. Tell me what you think.
PS: This is meant to be a bit humourous.
For those of you who don't know me, my name is _____. As you are informed, I was class representative last year and have gained valuable experience for Student Council. As your Rep, i am willing to sacrifice my valuable lunchtime minutes multiple times during the year to make ______ a better place to come to every Monday-Friday. I believe that i am qualified for this role because I am a Take Charge kind of person. I will be ready and willing to listen to the ideas of others and am not afraid to voice my opinion and stand up for what be believe in. Although i cannot promise you extended weekends, I can promise you that I will work my hardest to be the best class representative that I can be!
Student Council speech help!?
This stuff is pure GOLD!!!!Keep Up The Work!!!
Reply:Thank you Adam Powell for choosing my answer!!!
Can you also pick my answer on the other time u asked this one?? Report It
Reply:do you happen to live in ohio?
I am in seventh grade and am writing a speech to be class representative. Tell me what you think.
PS: This is meant to be a bit humourous.
For those of you who don't know me, my name is _____. As you are informed, I was class representative last year and have gained valuable experience for Student Council. As your Rep, i am willing to sacrifice my valuable lunchtime minutes multiple times during the year to make ______ a better place to come to every Monday-Friday. I believe that i am qualified for this role because I am a Take Charge kind of person. I will be ready and willing to listen to the ideas of others and am not afraid to voice my opinion and stand up for what be believe in. Although i cannot promise you extended weekends, I can promise you that I will work my hardest to be the best class representative that I can be!
Student Council speech help!?
This stuff is pure GOLD!!!!Keep Up The Work!!!
Reply:Thank you Adam Powell for choosing my answer!!!
Can you also pick my answer on the other time u asked this one?? Report It
Reply:do you happen to live in ohio?
Student Credit Cards?!?!?!?
What does it mean by 0% Intro APR* on Purchases for 6 Months?!?!? I'm thinking of getting a student credit card since I'm a student, A senior in high school, and I'll be leaving for college this coming fall, and I need a credit card, so I'm going to get one, but I don't understand the whole "APR" thing. What does it stand for? What's it's purpose?!?!?!
Student Credit Cards?!?!?!?
APR stands for annual percentage rate. It is the percentage of interest the credit card company charges you on the balance. A 0% APR for six months means for the first six months you have the card you will not be charged interest. However, interest will be charged on any outstanding balance after the first six months.
When comparing cards you should look at what the APR is following the introductory offer. Also it is never a good idea to carry a balance on a credit card. In other words pay off the balance each month if possible.
Reply:As far as the 0% APR for 6 months that means you will pay zero interest for 6 months. Look and see what the interest rate is AFTER the six months, which will be listed as the APR. I forgot exactly what the letters stand for but all credit card interest rates are listed APR, it is the way the interest is calculated. If the interest rate after the 6 mo is higher than around 10%, keep looking.
Reply:dont do it i cant stress that enough my bf got one and now he owes over 4,000 dollers it may say 0% but they only sweet talk you and then hook you its how they get paid
Reply:APR - Annual Percentage Rate. It is a good idea to open a credit account if you are responsible. Using a credit card and paying off the balance every month will build a good credit history and allow you to qualify for other loans in the future.
However, if you are not responsible and do not payoff the balance or think , oh I'll be able to catch up next month. Or if you think of it as a long term loan. Those are bad ideas. After the 6 months, the interest rate is probably around 20% a year. That's a lot of money to be paying for a loan. Not to mention, if you are late on a single payment, the late fees are usually pretty high, and the APR will probably go up to 30 or 40%!
It is really up to you, but the temptation is very great if you are not careful.
Good luck!
dental assistant
Student Credit Cards?!?!?!?
APR stands for annual percentage rate. It is the percentage of interest the credit card company charges you on the balance. A 0% APR for six months means for the first six months you have the card you will not be charged interest. However, interest will be charged on any outstanding balance after the first six months.
When comparing cards you should look at what the APR is following the introductory offer. Also it is never a good idea to carry a balance on a credit card. In other words pay off the balance each month if possible.
Reply:As far as the 0% APR for 6 months that means you will pay zero interest for 6 months. Look and see what the interest rate is AFTER the six months, which will be listed as the APR. I forgot exactly what the letters stand for but all credit card interest rates are listed APR, it is the way the interest is calculated. If the interest rate after the 6 mo is higher than around 10%, keep looking.
Reply:dont do it i cant stress that enough my bf got one and now he owes over 4,000 dollers it may say 0% but they only sweet talk you and then hook you its how they get paid
Reply:APR - Annual Percentage Rate. It is a good idea to open a credit account if you are responsible. Using a credit card and paying off the balance every month will build a good credit history and allow you to qualify for other loans in the future.
However, if you are not responsible and do not payoff the balance or think , oh I'll be able to catch up next month. Or if you think of it as a long term loan. Those are bad ideas. After the 6 months, the interest rate is probably around 20% a year. That's a lot of money to be paying for a loan. Not to mention, if you are late on a single payment, the late fees are usually pretty high, and the APR will probably go up to 30 or 40%!
It is really up to you, but the temptation is very great if you are not careful.
Good luck!
dental assistant
Student business ideas.?
Anyone have any ideas on a profit making online internet business a student can run within a University? What do students require?
Student business ideas.?
Well if you have some bucks in your hands or youre good at programming, may be you can start an online students community where students can create blogs, participate in forums, create hot or not photo profiles etc. You can generate a lot of advertising revenues just by doing this. But apart from little investment in development of this website, it will also require your dedication. I've done something similar for in my unvi. and enjoy a 4 digit income a month from my advertisers. But as I said it doesnt come for free. I spend at least 5 hours a day on the site to make it worthy. You can surely take my help you need, my blog address is xoail.com
All the best!
Reply:Try Quixtar. go to my website http://www.mybeautycentral.com and click on Opportunity.
Student business ideas.?
Well if you have some bucks in your hands or youre good at programming, may be you can start an online students community where students can create blogs, participate in forums, create hot or not photo profiles etc. You can generate a lot of advertising revenues just by doing this. But apart from little investment in development of this website, it will also require your dedication. I've done something similar for in my unvi. and enjoy a 4 digit income a month from my advertisers. But as I said it doesnt come for free. I spend at least 5 hours a day on the site to make it worthy. You can surely take my help you need, my blog address is xoail.com
All the best!
Reply:Try Quixtar. go to my website http://www.mybeautycentral.com and click on Opportunity.
Student Loan to study at BLCU?
I am a US citizen currently living in China and I want to study Chinese at Beijing Language and Culture University. I need a student loan to study there, but I don't know which one or if I can get a student loan for this school. If anyone has any information that would be great. Thanks
Student Loan to study at BLCU?
There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.
http://best-loans.awardspace.com/student...
Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.
Reply:Are you are tired of walking into banks with them having the advantage of obtaining a loan? Why not turn the tables on them for once? Whether you are looking for a personal loan for the holidays, a debt settlement loan, student loans, or you want to take advantage of the lowest interest rates in decades,contact Mr Kelly Smith via email
smitloanholdings@yahoo.ca their service is SECURE, SIMPLE, and best of all, it's free! So fill out thier form, sit back, relax, and watch the opportunities start rolling in!
Reply:Your situation are typical for a lot of people,so,be patient and calm down,check the resource i found useful.http://loan.goodhelper.info/advance-cash...
Reply:Hellow,
you are welcome to Shirly Loan House your last loan resort. We do give loan offer for renumeration of acredible investment to viable personels who may have interest in our offer. The company do give a 4% interest rate of discount, with proper negotiations, we do hope the duration of this offer is affordable to our varous customers.
please you can contact the company under this following address at, shirlyjonesfinancialcompany@yahoo.com
Attn: We do not give offer to internet scams who are in disguised of making lenege transactions with failure to fufill the companys requirements and we have special AUTHORITIES to pick up with any perpetrator.
Thanks.
Management.
Student Loan to study at BLCU?
There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.
http://best-loans.awardspace.com/student...
Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.
Reply:Are you are tired of walking into banks with them having the advantage of obtaining a loan? Why not turn the tables on them for once? Whether you are looking for a personal loan for the holidays, a debt settlement loan, student loans, or you want to take advantage of the lowest interest rates in decades,contact Mr Kelly Smith via email
smitloanholdings@yahoo.ca their service is SECURE, SIMPLE, and best of all, it's free! So fill out thier form, sit back, relax, and watch the opportunities start rolling in!
Reply:Your situation are typical for a lot of people,so,be patient and calm down,check the resource i found useful.http://loan.goodhelper.info/advance-cash...
Reply:Hellow,
you are welcome to Shirly Loan House your last loan resort. We do give loan offer for renumeration of acredible investment to viable personels who may have interest in our offer. The company do give a 4% interest rate of discount, with proper negotiations, we do hope the duration of this offer is affordable to our varous customers.
please you can contact the company under this following address at, shirlyjonesfinancialcompany@yahoo.com
Attn: We do not give offer to internet scams who are in disguised of making lenege transactions with failure to fufill the companys requirements and we have special AUTHORITIES to pick up with any perpetrator.
Thanks.
Management.
Must I have a degree in education to go into student affairs?
Ok, I feel really really stupid for asking this, but I am a college sophomore who is absolutely out of gen ed classes and HAS to pick a major now.. earlier this semester I thought about social work, then I thought about business and like marketing... but one of my friends mentioned she is graduating this semester and going to get her masters in student affairs. And I thought what a great job that would be for me. I'm active in the student activites board here at my school and would love to work with students of any age, but not so much from the teaching aspect. So, my question is.. to get a degree in student affairs, must I have a bachelors in education, or can you get a masters in student affairs with other degrees. Can you work with high schools with a student affairs masters degree or does that limit you to only titles such as student activities director/dean of students/etc etc?
Must I have a degree in education to go into student affairs?
Check with the college which you plan to go to to do this course. Or ask your friend. She has probably already done some reserch to find out if it's for her.
Student affairs may involve stuff like guidance counsellor or something like that. If I'm correct you may be able to major in student affairs while undertaking a degree in wither social work or youth work. If you want to work with HS students I'd suggest Youth Work
Reply:I have a master's in student affairs, but my bachelors was in psychology. In my program, only a few (out of 20+) had education degrees.
I'm not sure about working in high schools so you might just want to check on that. I know working as a guidance couselor, they want you to have a "counseling" degree. Good luck.
Must I have a degree in education to go into student affairs?
Check with the college which you plan to go to to do this course. Or ask your friend. She has probably already done some reserch to find out if it's for her.
Student affairs may involve stuff like guidance counsellor or something like that. If I'm correct you may be able to major in student affairs while undertaking a degree in wither social work or youth work. If you want to work with HS students I'd suggest Youth Work
Reply:I have a master's in student affairs, but my bachelors was in psychology. In my program, only a few (out of 20+) had education degrees.
I'm not sure about working in high schools so you might just want to check on that. I know working as a guidance couselor, they want you to have a "counseling" degree. Good luck.
I can get a student loan?
I am a junior right now, but I am curious about whether or not I will qualify for a student loan once I start college (an UC).
- I am Asian; greencard holder
- my parents make a total of $200,000 a year
- I will be 18 the summer before college
I have the impression that if my parents are "rich" enough to pay tuition, I will have a harder time getting a student loan.
However, once I turn 18, I will be considered an adult who is financially separate from my parents... Therefore, I would be actually considered "poor" right?
Can anyone tell me about how this works? My parents want to pay for my college so that I can concentrate on my studies, but I want to get a student loan and then pay it off myself.
SO, based on my information above, would I be able to get a student loan? What kind?
I can get a student loan?
This is a pretty standard question. Without spending too much time in a financial aid office, there is plenty you can do get the process started.
Start by going to http://www.fafsa.ed.gov/ and filling out the online form called the Free Application for Federal Student Aid. Everyone is eligible and it costs nothing. Just takes a few minutes. Federal Stafford loans are the best deal going. After finding out what you are eligible for in terms of subsidized stafford loans, you can figure out if that is enough to finance your tuition and expenses. In most cases, it isn't. If you find that you need more money then you are offered, you may want to try a private student loan.
The best thing to do is compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestude...
Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at http://www.thinkfinancial.com . Good Luck.
Reply:You and your parents need to go online and file a fafsa. The web page is www.fafsa.ed.gov. Make sure you select 08-09 and have you and your parents 07 tax return if you filed. You may not be elegable for grants, but on the application you can select loans. You should be able to get a stafford loan. And sorry but you won't be considered indepentent until you are 23 or 24 I can't remember which. You should also check out scholarship options.
Reply:There are many different websites out there that have knowledge on this subject.
I just did a google search and found this website :
http://studentloanconsolidation.instant-...
Hopefully it is helpful for you.
-TheAnswerGuy
Reply:Well I got a student loan because my parents are poor and I'm still struggling to pay it back 8 years later. I wish I had the luxury of having rich parents to pay for it. Take my advice, let your parents pay for it and be thankful!
Reply:i think you could not coz ur not in legal age
baka la ka pang pambayad...
joke...joke lng ha wag mapikon
dental implants
- I am Asian; greencard holder
- my parents make a total of $200,000 a year
- I will be 18 the summer before college
I have the impression that if my parents are "rich" enough to pay tuition, I will have a harder time getting a student loan.
However, once I turn 18, I will be considered an adult who is financially separate from my parents... Therefore, I would be actually considered "poor" right?
Can anyone tell me about how this works? My parents want to pay for my college so that I can concentrate on my studies, but I want to get a student loan and then pay it off myself.
SO, based on my information above, would I be able to get a student loan? What kind?
I can get a student loan?
This is a pretty standard question. Without spending too much time in a financial aid office, there is plenty you can do get the process started.
Start by going to http://www.fafsa.ed.gov/ and filling out the online form called the Free Application for Federal Student Aid. Everyone is eligible and it costs nothing. Just takes a few minutes. Federal Stafford loans are the best deal going. After finding out what you are eligible for in terms of subsidized stafford loans, you can figure out if that is enough to finance your tuition and expenses. In most cases, it isn't. If you find that you need more money then you are offered, you may want to try a private student loan.
The best thing to do is compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestude...
Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at http://www.thinkfinancial.com . Good Luck.
Reply:You and your parents need to go online and file a fafsa. The web page is www.fafsa.ed.gov. Make sure you select 08-09 and have you and your parents 07 tax return if you filed. You may not be elegable for grants, but on the application you can select loans. You should be able to get a stafford loan. And sorry but you won't be considered indepentent until you are 23 or 24 I can't remember which. You should also check out scholarship options.
Reply:There are many different websites out there that have knowledge on this subject.
I just did a google search and found this website :
http://studentloanconsolidation.instant-...
Hopefully it is helpful for you.
-TheAnswerGuy
Reply:Well I got a student loan because my parents are poor and I'm still struggling to pay it back 8 years later. I wish I had the luxury of having rich parents to pay for it. Take my advice, let your parents pay for it and be thankful!
Reply:i think you could not coz ur not in legal age
baka la ka pang pambayad...
joke...joke lng ha wag mapikon
dental implants
Student discount state farm?
how did your process for the good student discount go? did they check your semester grades? or transcript? did they ask you to fill out a form? ask anything from school? this is for college students.
Student discount state farm?
A friend of many years is a Statefarm agent and I have been with him since I started driving my own car. I have had wonderful experience with Statefarm and highly recommend.
Last year I put a neighbor in touch with my agent and he established insurance with the "good student discount". A waiver is signed by the student and parent/guardian if under 21. The waiver is sent to the school and the school automatically sends grades to Statefarm.
Good Luck, drive safely, stay positive.
Reply:Well, I guess it can vary by state. Most colleges now have an online system that the student logs into to see the grades. You can print that and that is satisfactory (in PA anyway). Or, there is a form that you can get and take to the registrar or dean and have them sign saying you meet the requirements listed, or if you made the deans list, you can show the letter stating that and that's fine. Ask you agent. He/she will be able to tell you the requirements of the state you are in. Just keep in mind, if the online system doesn't incorporate your name or some type of identification, it may not be acceptable and you will need to use one of the other forms.
Reply:How funny. I work at Farmers Insurance. What they do is they get your most current grades (i.e. if your insurance was just renewed or will be renewed somewhere near in future, you would show them the semester or quarter you just completed). It's a piece of cake. You either send in or fax your grades to your agent and they scan it into the computer for evaluation by the company. Good luck!
Reply:I will never use State Farm again, Ever!
Student discount state farm?
A friend of many years is a Statefarm agent and I have been with him since I started driving my own car. I have had wonderful experience with Statefarm and highly recommend.
Last year I put a neighbor in touch with my agent and he established insurance with the "good student discount". A waiver is signed by the student and parent/guardian if under 21. The waiver is sent to the school and the school automatically sends grades to Statefarm.
Good Luck, drive safely, stay positive.
Reply:Well, I guess it can vary by state. Most colleges now have an online system that the student logs into to see the grades. You can print that and that is satisfactory (in PA anyway). Or, there is a form that you can get and take to the registrar or dean and have them sign saying you meet the requirements listed, or if you made the deans list, you can show the letter stating that and that's fine. Ask you agent. He/she will be able to tell you the requirements of the state you are in. Just keep in mind, if the online system doesn't incorporate your name or some type of identification, it may not be acceptable and you will need to use one of the other forms.
Reply:How funny. I work at Farmers Insurance. What they do is they get your most current grades (i.e. if your insurance was just renewed or will be renewed somewhere near in future, you would show them the semester or quarter you just completed). It's a piece of cake. You either send in or fax your grades to your agent and they scan it into the computer for evaluation by the company. Good luck!
Reply:I will never use State Farm again, Ever!
Student Loans?
I will be attending San Francisco State University in the fall and want to live off campus. My parents are going to pay for my tuition/books etc. but i need a student loan to pay for my living costs. I will probably need to borrow about $40,000 for all four years. Where is the best place to get a student loan with low intrest and repayment until after graduation?
Student Loans?
Firstly and most importnantly, you need to fill out your FAFSA. You can do this on http://www.fafsa.ed.gov/ This is a Gov't aid that you do not have to pay back. You need to apply for a pin to sign it online. It will have all your instructions on the website to do so. It's been so long since I've gotten my pin I can't remember enough to tell you for sure how to do that. They will give you an EFC number after a few days of applying and submitting it ONLINE. If you file, print and send... it could take WEEKS.. and I highly do not recomend that. Deadlines are comming up for all schools, so you need to do it quickly.
FAFSA works like this:
Your EFC (Expected Family Contribution) is a number that FAFSA, when they process your application, they give to your school. That's all they handle is processing your application.
Now, its all up to your school.
After they process your FAFSA, they send your school of choice a Student Aid Report (SAR). On the student aid report will have all the aid that you qualify for as well as all your information. Your school will tell you if you qualify for the Pell Grant along and Stafford Loans.
Your school will have a set amount that they give each student with whatever their SAR says. The ones with 0's for the EFC will recieve the maximum amount of financial aid.
The lower the EFC, the more Aid you get.
Your school should send you an Award Letter stating how much you will recieve on your Financial aid, Pell grant, anyother grant that you qualify for, and how much you are aloud to borrow in federal loans that they can give you.
Contact your school financial aid and make sure they recieved your SAR (mine didn't and I'm very lucky I called). Also talk to them about any other outstanding questions you might have, along with when you may recieve your Award Letter from them with all that information. You may also ask them how much you will recieve from financial aid if you get the full amount to maybe give you an idea on how much you'll recieve. Don't do all that until you can see what your EFC is on the internet. You can do that by going to this website:
http://www.fafsa.ed.gov/FOTWWebApp/stude...
As a part time student, you will not recieve as much as a fulltime. Your school has a set tuition, and it kind of goes off of that.
Next, ask your financial aid office what kind of scholarships they offer to you. You can usually apply for them at the office, or they may have applications you can print off of the internet and send in to them. I would do this quite quickly as well, because deadlines are comming up.
Contact local clubs, businesses, and even your boss (if you work) to ask if they have any avaliable scholarships you may qualify for. Places like these like to give scholarships because they can use it as a tax write-off on the following year taxes.
Also, your local library should have all the information you need on whats avaliable as well.
Lastly, when you have your award letter and know how much you will be recieving for aid, you can talk to your financial aid adviser about student loans. There are federal student loans out there that are very helpful and low in interest to no interest at all.
http://www.salliemae.com/get_student_loa...
that's the most informational website about federal student loans. I would start there, and if you need more, you could go to a private student loan provider. but first, they have wayyy better interest rates and everything else.
check with your financial aid office, they'll have very good references on student loans as well. They actually can probably provide you with a loan through them.
Hope this helps!
Reply:Look into your banking provider's loans. Sometimes if you already have an account with them you can get a good rate.
I went with bank of america. Wachovia I heard is one of the best. Make sure you research. Also apply for fafsa cause they usually include loan packages as well. :]
Reply:There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.
http://best-loans.awardspace.com/student...
Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.
Student Loans?
Firstly and most importnantly, you need to fill out your FAFSA. You can do this on http://www.fafsa.ed.gov/ This is a Gov't aid that you do not have to pay back. You need to apply for a pin to sign it online. It will have all your instructions on the website to do so. It's been so long since I've gotten my pin I can't remember enough to tell you for sure how to do that. They will give you an EFC number after a few days of applying and submitting it ONLINE. If you file, print and send... it could take WEEKS.. and I highly do not recomend that. Deadlines are comming up for all schools, so you need to do it quickly.
FAFSA works like this:
Your EFC (Expected Family Contribution) is a number that FAFSA, when they process your application, they give to your school. That's all they handle is processing your application.
Now, its all up to your school.
After they process your FAFSA, they send your school of choice a Student Aid Report (SAR). On the student aid report will have all the aid that you qualify for as well as all your information. Your school will tell you if you qualify for the Pell Grant along and Stafford Loans.
Your school will have a set amount that they give each student with whatever their SAR says. The ones with 0's for the EFC will recieve the maximum amount of financial aid.
The lower the EFC, the more Aid you get.
Your school should send you an Award Letter stating how much you will recieve on your Financial aid, Pell grant, anyother grant that you qualify for, and how much you are aloud to borrow in federal loans that they can give you.
Contact your school financial aid and make sure they recieved your SAR (mine didn't and I'm very lucky I called). Also talk to them about any other outstanding questions you might have, along with when you may recieve your Award Letter from them with all that information. You may also ask them how much you will recieve from financial aid if you get the full amount to maybe give you an idea on how much you'll recieve. Don't do all that until you can see what your EFC is on the internet. You can do that by going to this website:
http://www.fafsa.ed.gov/FOTWWebApp/stude...
As a part time student, you will not recieve as much as a fulltime. Your school has a set tuition, and it kind of goes off of that.
Next, ask your financial aid office what kind of scholarships they offer to you. You can usually apply for them at the office, or they may have applications you can print off of the internet and send in to them. I would do this quite quickly as well, because deadlines are comming up.
Contact local clubs, businesses, and even your boss (if you work) to ask if they have any avaliable scholarships you may qualify for. Places like these like to give scholarships because they can use it as a tax write-off on the following year taxes.
Also, your local library should have all the information you need on whats avaliable as well.
Lastly, when you have your award letter and know how much you will be recieving for aid, you can talk to your financial aid adviser about student loans. There are federal student loans out there that are very helpful and low in interest to no interest at all.
http://www.salliemae.com/get_student_loa...
that's the most informational website about federal student loans. I would start there, and if you need more, you could go to a private student loan provider. but first, they have wayyy better interest rates and everything else.
check with your financial aid office, they'll have very good references on student loans as well. They actually can probably provide you with a loan through them.
Hope this helps!
Reply:Look into your banking provider's loans. Sometimes if you already have an account with them you can get a good rate.
I went with bank of america. Wachovia I heard is one of the best. Make sure you research. Also apply for fafsa cause they usually include loan packages as well. :]
Reply:There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.
http://best-loans.awardspace.com/student...
Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.
YOURNED.COM amazing new student community/social networking site...AMAZING!!!?
It's an amazing student community. Not only is this site for social networking.
It caters to tutors (who can advertise thier services for free), students (to help them choose courses/schools by providing answers and input from other students)...there is even a TRAVEL, CAREER, CLASSIFIEDS (selling/renting apartments/furniture/books etc), FORUMS, and BLOG section!!
This site is a students goto place for ANYTHING...
YOURNED.COM amazing new student community/social networking site...AMAZING!!!?
Hey man, forget promoting it on Yahoo Answers...drive traffic to your site the best way you can...for FREE!
Drive 1,000,000 visitors to your site for free
http://tinyurl.com/ywq9x3
It caters to tutors (who can advertise thier services for free), students (to help them choose courses/schools by providing answers and input from other students)...there is even a TRAVEL, CAREER, CLASSIFIEDS (selling/renting apartments/furniture/books etc), FORUMS, and BLOG section!!
This site is a students goto place for ANYTHING...
YOURNED.COM amazing new student community/social networking site...AMAZING!!!?
Hey man, forget promoting it on Yahoo Answers...drive traffic to your site the best way you can...for FREE!
Drive 1,000,000 visitors to your site for free
http://tinyurl.com/ywq9x3
YOURNED.COM amazing new student community/social networking site...AMAZING!!!?
It's an amazing student community. Not only is this site for social networking.
It caters to tutors (who can advertise thier services for free), students (to help them choose courses/schools by providing answers and input from other students)...there is even a TRAVEL, CAREER, CLASSIFIEDS (selling/renting apartments/furniture/books etc), FORUMS, and BLOG section!!
This site is a students goto place for ANYTHING...
YOURNED.COM amazing new student community/social networking site...AMAZING!!!?
Hey man, forget promoting it on Yahoo Answers...drive traffic to your site the best way you can...for FREE!
Drive 1,000,000 visitors to your site for free
http://tinyurl.com/ywq9x3
dental school
It caters to tutors (who can advertise thier services for free), students (to help them choose courses/schools by providing answers and input from other students)...there is even a TRAVEL, CAREER, CLASSIFIEDS (selling/renting apartments/furniture/books etc), FORUMS, and BLOG section!!
This site is a students goto place for ANYTHING...
YOURNED.COM amazing new student community/social networking site...AMAZING!!!?
Hey man, forget promoting it on Yahoo Answers...drive traffic to your site the best way you can...for FREE!
Drive 1,000,000 visitors to your site for free
http://tinyurl.com/ywq9x3
dental school
Student Loans?
I was wondering if Student Loans are easy to get. I don't have good credit at all and I'm looking into starting up my 2nd year in college. Will I need a cosigner with bad credit for a student loan?
Student Loans?
Are you talking about federal or private loans? Definitely try federal loans first, because they're meant to help students (i.e. bad credit/no credit, unemployed) and have the lowest rates. More info on federal loans here:
http://www.tuitionbids.com/student-loan-...
If you tried that already and still need more money, there are private loans, but if you don't have good credit and you're not employed, you will need a cosigner (especially if you're applying with a legitimate lender). The company I represent, http://www.tuitionbids.com, lets you apply to 6 accredited lenders with one application. You'll still need a cosigner, but at least you'll be killing 6 birds with 1 stone. Since the banks compete for business, you're more likely to get approved.
Good luck!
Reply:apply for federal student loans at http://fafsa.ed.gov
You do not need a cosigner or pass a credit check to get federal loans.
Student Loans?
Are you talking about federal or private loans? Definitely try federal loans first, because they're meant to help students (i.e. bad credit/no credit, unemployed) and have the lowest rates. More info on federal loans here:
http://www.tuitionbids.com/student-loan-...
If you tried that already and still need more money, there are private loans, but if you don't have good credit and you're not employed, you will need a cosigner (especially if you're applying with a legitimate lender). The company I represent, http://www.tuitionbids.com, lets you apply to 6 accredited lenders with one application. You'll still need a cosigner, but at least you'll be killing 6 birds with 1 stone. Since the banks compete for business, you're more likely to get approved.
Good luck!
Reply:apply for federal student loans at http://fafsa.ed.gov
You do not need a cosigner or pass a credit check to get federal loans.
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