Refinance Student Loans?

I want to know if there is a way to refinance my student loans? I graduated in 1993 and have since consolidated my loans. I'm currently paying 9% interest on these loans. I don't know what the current rate is on student loans, but I know it's alot lower than 9%. Why can I refinance my home, my car, consolidate my credit cards, but can do nothing with my student loans?

Refinance Student Loans?
Student loans are their own particular type of loan based on government backing and the fact they are not credit based. The only way to adjust your interest would be to borrow more student loans and reconsolidate but it will use the old interest rate to compute the new interest rate along with the rate on the new loans so it won't drop it by much. If you own a home you could probably take out an equity loan and pay off your student loans but that won't help you much either as the rate won't drop that much. If you loans are over 10 years old you are probably almost done paying them off so just keep at it.
Reply:With the new law, after July 1 you WILL NOT be able to consolidate your loans while you are in school. Your rates will go higher and higher and you’ll lose BIG.


But you have a good solution.


Chek it here,





http://lnk.in/48b9
Reply:Here is an article i found http://hort.net/+1i5A with some information on student loan options and the best plans.
Reply:Depends on your credit, income, etc. You may be able to get a personal loan at a better rate than that. Do you own your home? Can your parents help? Try this site for help, lots of good links.





http://loan.divinfo.com/
Reply:http://loanconsolidation1.blogspot.com has good information and links on refinancing student loans.





http://loanconsolidation1.blogspot.com