Apply new student loan over the default student loan ?

i own a default student loan for $2000 for Greak Lake ( the loan start at $9000, made payment $7000). now after 3 years, i want to applay for the new student loan ( back 2 college), will i able to get new loan ?


or what can i do to loan the new amount for college i will go to ?





thankx,

Apply new student loan over the default student loan ?
Your question all depends on whether or not your defaulted loan is a federal Stafford loan or a private education loan.





For federal Stafford loans, you must be out of default status before you will qualify for any new Stafford loans. Usually it takes 6 consecutive, voluntary monthly payments to get out of default status.





For private loans, the requirements for clearing the default status will vary from lender to lender depending on their own individual guidelines. You're best bet is to contact your lender personally and ask a customer service assistant.
Reply:Call this number, they can tell you whether or not you're in default and if you are eligable to apply for another loan.





1-800-4FIN-AID





If you're still in default you will not be able to apply for any loan what so ever. Federal or private. They will be able to tell you how to clear your default status. If you're not in default have them mail or fax you a letter stating that you are no longer in default. After that you are free to apply for student aid.
Reply:If you have had three years to pay off the first loan. And there


are so many waiting in line to get "their first loan." Why do you


think you should be entitled for another loan at all?


When you say, "I will go. Does that mean you didn't go the


first time, with the loan?
Reply:If you have a student loan in default you won't get a new one. In order to get the loan in default, out.......you will typically have to make 9 consecutive payments. Once you've done that, you can apply for a new loan but be prepared to have a co-signer.





Loans typically go into default after 9-12 months of not making payments or making arrangements with the lender.
Reply:Try consolidating the old loan and start making payments on it. Your payments won't be that much since you only owe $2,000. You should be able to apply for a new loan, but you won't know for sure until you actually try.





Here is a blog that I think might be able to help....
Reply:Hello! I Got This For You. As Always, It's Always Better That You Get The Info Firsthand. So Better Check It Out Yourself, Im sure You'll Discover Something...
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