When I graduated from college, my student loan didn't go through for the last semester. I now owe directly to the college. My question is what kind of loan should I take out to cover this cost? Should it be a student loan or should it be a regular bank loan?
Student Loan?
My understanding is that you can not get a student loan unless you are still in school. I do not think they offer a loan to pay for school costs retroactively. But your financial aid office at the school can tell you that. The advantage of the student loan is the lower interest rates. But if that is not an option, your financial aid office has a list of lenders that may help you cut through red tape. Good Luck.
Reply:I would say a student loan if your still able to since you graduated. If you own a house and have equity, that would be another way to go. There is always a regular bank loan - personal loan - if all else fails. Stay away from thosesmall loan agents.
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